For all of your mortgage needs, we specialize in FHA, VA, USDA, Conventional, Jumbo, Rehab, and New Construction anywhere in Minnesota, Oregon and Washington.
Brian Merritt

Mortgage Loan Expert / Owner 

NMLS# 292485

securing your american dream!

Brian Merritt makes the financing part of your 'House Hunt' a much easier and more enjoyable experience.


This is the seventh year that Brian Merritt has received the coveted FIVE STAR Mortgage Professional award.  Less than 5% of all mortgage loan officers receive this award.  After more than 22 years in the business, Brian has seen a lot of changes in the industry and has solved hundreds of challenges along the way.  He believes the most important part of his business is; open communication and honoring commitments to his clients, the Realtors and all other parties to the transaction.

7 days ago

Brian is fantastic! He has been able to coordinate all of our move from Seattle all the way out to Minnesota. He promptly answers any questions and has a lot of patience. Even with complex situations, he was the best we could have asked for!


We are part of the community!

Yes, we like living here in Detroit Lakes and love to share some of the neat things about this area that make this place special enough to call HOME!  

The day that all of the ice is melted from the lake is known as the ICE-OUT date.  Normally that happens around April 20th, but this year has been much later than normal.  Over the next two weeks we will see a complete transformation from winter to a summer recreational paradise.

Let's get started...

You can get a jump start on the process by filling out this short 4 minute application.


Get pre-qualified

Minuteman Mortgage Highlighted Programs


No Processing fee, No Underwriting fee, No Origination fee, No Junk Fees! And right now we are giving a $600 credit toward your appraisal fee at closing.  Ask for details.


If you are a veteran, thank you for your service.  Minuteman Mortgage is well known for super fast VA loan approvals and make them a priority.


If the property will rent for more than what the new payment will be, you may not be required to prove your income.


Home loans larger than $647,200 are considered Jumbo loans.  We can do  home loans up to $2,500,000

How Much Can I Qualify For?

Very short and easy application to help you get started -

Get pre-qualified

Local Knowledge

We know the area and the market, and we're part of your community, not a bot on the net.

Fast Processing

We work to close your loan as quickly as possible.  Some are known to have closed in less than 2 weeks!

Competitive Rates

As a mortgage broker, we at Minuteman Mortgage will hunt down the best rate for you so you don't have to!


You can meet with us face to face, in our office or on a Zoom call online and get your questions answered by ONE person!

For a Zoom call or Personal Consultation
     Call Brian Merritt at (218) 850-2112

Specialist in the following Minnesota Loans:


Get Pre-Approved with Minuteman Mortgage Today!

Lets do this!